Where coins change hands.
Buy and sell vaulted, expertly graded coins on live order books — with no buyer’s fees and no upfront costs to sell. An auction house, minus the auction.
From your collection to a live market.
- Submit: Tell us what you have and pick a service — certified cross-in, PCGS/NGC send-out, house grade or bulk. Nothing is charged up front.
- Grade: Raw coins are screened, then graded blind by two qualified graders under the Changes Hands Grading Standard. If they disagree, the lower grade stands.
- Vault: Each coin is photographed, logged by certificate and held in insured custody. You keep title — we are the custodian.
- Trade: Every class has one order book. Buy at the lowest offer or name your price. Fills settle instantly: ownership moves, the coin stays put.
- Redeem: Want it in hand? We ship your coins fully insured: $35 per shipment + $3 a coin, so most people keep cheap coins vaulted or ship several together.
We only get paid when your coin sells.
- Buyer’s fee: $0
- Seller’s fee: 3% + one-time grading fee, due on sale
- Upfront cost to sell: $0 — grading fee comes out of the first sale
- Price discovery: Live order book, every day
- Settlement: Instant — title transfers in our ledger
- Low-value coins: Real markets from 25¢ (bulk) and $2 (house grade)
Built like a vault. Run like an exchange.
Insured vault custody
Your coins sit in an insured, access-controlled vault. We hold them as bailee: you own the coin, we look after it, and it never appears on our balance sheet.
How custody worksA published grading standard
House-graded coins follow the Changes Hands Grading Standard: two blind graders, fixed per-series criteria, and problem coins never enter a normal grade.
Read the standardGrade guarantee
If a coin we graded turns out overgraded, we buy it back, swap it, or pay the difference — your choice.
See the guaranteeProof of reserves
Every coin in the vault is listed publicly by class and certificate number, so anyone can check that the book matches the vault.
View the reservesQuestions, answered.
Do I actually own the coin?
Yes. You hold title to a specific physical coin; Changes Hands holds it as custodian (a bailment). Customer coins are not company assets, and you can have yours shipped home at any time for a published fee.
Why is there no buyer’s fee?
We only get paid when a coin sells. Buyers pay the price on the screen and nothing more. Sellers pay 3% + a one-time grading fee, due on sale.
What does “class” mean?
A class groups coins that are interchangeable to a buyer: the same series, date scope, grade and any listed qualifiers (mint, designation). Every class has a single order book, so buyers and sellers meet at one price instead of browsing hundreds of individual lots.
Will I get the exact coin in the pictures?
Class photographs are representative; intake photographs show individual coins. You buy a coin that meets the class definition; when a buy fills, the oldest eligible coin in the vault is allocated to you, and its certificate number and grade report appear in your holdings.
How are raw coins graded?
Two qualified graders assess each coin blind against the Changes Hands Grading Standard. If they are one band apart, the lower band stands; further disagreement goes to a senior grader. Cleaned, damaged or altered coins never enter a normal grade.
How do deposits work?
Link your bank through Stripe (Changes Hands never sees your bank login) and deposit by ACH, from $10 to $25,000. Up to $1,000 of pending bank deposits is available to buy with right away; the rest arrives when the transfer settles, usually within 4 business days. Card deposits through Stripe Checkout are also available.
How much does it cost to ship coins home?
Each shipment costs a $35 base fee plus $3 per coin, plus insurance of 1% of the declared value above $500, plus any grading fee still owed on those coins. Coins shipped together share one base fee; separate shipments each pay the base fee, so ship coins together when you can. You see the exact fee before you confirm.
Is this a securities exchange?
No. Changes Hands sells whole physical coins only. There are no fractions, bundles, indices or yield products: one unit is always one physical coin.